At the start of a new year, many of us reflect on actions we can take to improve our lives, resulting in the leading resolution of better health. One possible step to take toward a healthier lifestyle involves taking advantage of your health plans 100% coverage of preventive care services. The majority of employer sponsored health plans include this benefit due to the passing of Health Care Reform in 2010. Individual plans may also include this benefit, with the exception of “grandfathered” plans.
An annual preventive care physical exam could help stay on the path to good health, detect problems early, and in some cases, save lives. Depending on age, there are lists of screenings, tests, and vaccines that are covered, in addition to a yearly annual exam. Always consult with your physician to help determine which tests are most appropriate. The exam, and additional preventive care tests are covered at a 100% rate, as long as you are using an in-network provider. For a list of covered screenings and immunizations, please refer to the links below. For specific questions related to your plan, please contact Gray & Troy Insurance (805)540-7010.